How To Fix Error “Apple Pay Services Are Currently Unavailable”

Learn 15 Different Solutions To Fix “Could Not Send Payment, Apple Pay Services Are Currently Unavailable. Please Try Again Later.”

Are you facing the error “Could Not Send Payment, Apple Pay Services Are Currently Unavailable. Please Try Again Later.“? You get this issue when you add a card to Apple Play, if you have applied for the Apple Pay or Apple Pay card, make payment using Apple Pay Cash or Apple Pay.

But you don’t need to panic as I have found some solutions that will surely help you to fix error “Apple Pay Services are Currently Unavailable”.

Before you know the reasons behind this error let’s first see some practical scenarios that are mentioned below.

Practical Scenario 1: A User Applying For Apple Card But Receiving Error Message “Apple Pay Services Are Currently Unavailable”

Practical Scenario 2: A User Is Asking The Reasons For This Error And More

So, you know that you are not the only one who is getting this error “Apple Pay Services are Currently Unavailable”. Then error occurs due to some causes and we will discuss below.

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Reasons For Error “Apple Pay Services Are Currently Unavailable”

There are some possible reasons you may meet that can cause error “could not send payment apple pay services are currently unavailable”. They are as follows:

• If you are using an internet connection whether it is mobile data or Wi-Fi that is restricted Apple Pay’s access to its servers the Apple Pay services will not be available.
• When the Adblocker or VPN is interfering with Apple Pay’s server-client communication.
• If you have not correctly set the regional settings in your iPhone and in the selected region Apple Pay is not supported then you will face this error.
• When the user information such as the user’s middle name of the Apple ID on the Apple website is not the same as the iPhone’s data then, this will cause Apple Pay authentication failure and result in this error.

Now, you understood the root of the error “Apple Pay Services are Currently Unavailable”.

So, the solutions to this issue are discussed below one after another.

Solution 1: Check Status Of Apple Pay

Firstly, you should check the system status of Apple Pay from here. If you find the red circle behind Apple Pay then it means there is some issue with it and you need to wait until it is fixed by the Apple. But if you find a green circle behind Apple Pay then it means there is no issue with it and you need to follow the next solution.

Solution 2: Restart Your iPhone

The Apple Pay issue is causing due to some glitch in your iPhone’s iOS which a simple restart can fix.

So, follow the below steps to restart your iPhone to fix Apple pay services are currently unavailable.

Step 1: Press and hold the Power key of your iPhone until you see the Power slider on the screen.

Step 2: Now, slide it to power off the iPhone.

Step 3: You need to wait for a few seconds until the device is powered off.

Step 4: After that, press and hold the Power button until you see the Apple logo on the screen.

If you face this error on a jailbroken iPhone then check that a disabled daemon like Passbook One, particularly related to Apple Pay in iCleaner is not creating the problem.

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Solution 3: Modify The Regional Settings In iPhone/iPad

As we have told earlier that Apple Pay services are limited to selected countries or locations. Therefore, when the iPhone or iPad doesn’t come under that selected region then it may result in this error. To solve this you need to change the regional settings of your iPhone or iPad.

Here, follow the steps to do the same.

Step 1: On your iOS device, open Settings app and then choose General.

Step 2: Then select Language & Region option.

Step 3: Now, hit on Region and choose the correct region and hit Done button.

Now, check the error is resolved or not. If not then ensure that Apple Pay is available in your region or country.

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Solution 4: Try Another Network

If there are any restrictions on the network that you are using then it can also cause Apple Pay services are currently unavailable.

So, you can connect to another network to check the issue. Firstly, disconnect the iPhone from the current network which you are using and connect to another network (e.g., if you are using mobile data then switch to a Wi-Fi network or vice versa).

Solution 5: Turn On Mobile Data For Apple Wallet

Your Apple Wallet should be configured to use your device’s mobile data and if it is not enabled then you will face this error on your iPhone or iPad.

Here, to fix this you need to turn on cellular data for Apple Wallet.

Below, follow the steps to do the same.

Step 1: Navigate to Settings > Cellular.

Step 2: Then turn on Wallet by tapping the toggle button.

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Solution 6: Disable VPN

If you are using a VPN service to connect your iPhone or iPad then it can create a problem with Apple Pay because Apple Pay uses the physical location of the iDevice to make the payment. In this situation, you can disable the VPN to fix the issue.

Follow the below steps to disable VPN.

Step 1: On your iPhone or iPad, run the Settings app and then hit on General.

Step 2: Next, tap on VPN and at the status of the VPN, you need to turn it off.

After this, check the Apple Pay services are available or not.

Solution 7: Edit Apple ID Details

You need to check that the Apple ID on your iPhone and Apple website is the same if it is different then it will create this error. Hence, you need to check the Apple ID details and if it is wrong or not similar then edit it.

Below, learn the steps to do the same.

Step 1: Open Apple ID page on any web browser on your PC.

Step 2: Now, you need to check that the details in Personal Information tab and Payment Methods are same on your iPhone or iPad.

Step 3: Next, click on Name under the Personal Information tab and here, you can edit any entry in the Middle Name (Optional) field.

Step 4: Then, go to the Payment Methods tab and open Manage Payment Method.

Step 5: After that, check the details are same. From the zip data filed delete the data.

Step 6: Now, if you have changed the details then save it and go to your iPhone.

Step 7: Next, go to the iPhone’s Settings and hit on your name that is located near the top of the phone’s screen.

Step 8: Then check the Name and phone number are the same on the website.

After this, check Apple Pay Services is working fine or not.

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Solution 8: Disable Ad Blocker On Your iPhone

If you have enabled ad blocker on your iPhone then it can interfere with the client-server communication of Apple Pay services then it can result in this error. So, you can disable the ad blocker on your iPhone and then check the problem is fixed or not.

Here, follow the steps to disable ad blocker on your iPhone or iPad.

Step 1: Head to Settings and choose Safari.

Step 2: Then, tap on Content Blockers options and disable all the content blockers.

That’s All!

Solution 9: Turn Off And Turn On Apple Pay Cash

By disabling and enabling Apple Pay also help you to fix Apple Pay services are currently unavailable – Apple Card.

To fix this issue you can turn on and turn off Apple Pay Cash.

Step 1: On your iPhone, tap on Settings icon and run Wallet and Apple Pay.

Step 2: After that, turn off Apple Pay Cash (you need to follow the same steps to disable all other lined devices).

Step 3: Now, check the Region settings and Language are not wrong.

Step 4: Then, restart the iPhone and after that turn on Apple Pay Cash to see check problem is resolved.

Also Read: How To Fix iPhone 13 “No SIM” or “Invalid SIM” Error

Solution 10: Re-add Cards To Apple Pay

If you are facing this issue while adding a card then it may cause due to the incorrect expiration date of the card in Apple server and other glitches.

In this card, you can re-add the card after 1 day as the cache files on the Apple server are deleted after 24 hours.

Also, if you have not added Apple Card to iPhone Wallet then this will also create this issue and to solve it, you need to re-add the card to the Wallet.

Follow the below steps to re-add cards to Apple Pay.

Step 1: Run Settings app and launch Wallet & Apple Pay.

Step 2: Then, choose the card that has a problem and hit on Remove This Card.

Step 3: Now, confirm the process and restart your device.

Step 4: Once your iPhone or iPad restarted, wait for 24 hours and then open Wallet & Apple Pay in your iPhone’s Settings.

Step 5: Now, hit on Add Credit or Debit Card.

Solution 11: Make Sure Your iPhone/iPad Is Updated

One thing you need to also check is that your iPhone or iPad is updated. If you found that it is not updated then you need to update it as this can also help you to fix Apple Pay services are currently unavailable.

Below, follow the steps to update your iPhone or iPad.

Step 1: Go to Settings > General.

Step 2: Then tap on Software Update.

 

Step 3: Here, you will get the update button if the new update for your iPhone or iPad is available.

Step 4: Simply follow the on-screen steps to install and download the latest update.

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Solution 12: Reset The iPhone Settings

If re-adding the card doesn’t fix the issue then you can reset the device setting. But before you reset the settings, make sure that you have made a note of the important settings of your iPhone.

Now, follow the below steps to reset the settings of your iPhone or iPad.

Step 1: Run the Settings app and choose General.

Step 2: Then scroll down and hit on Reset and then on Reset All Settings.

Step 3: Now, confirm your choice.

Solution 13: Reset iPhone’s Connections To Cell Towers By Refreshing PRL

The PRL (Preferred Roaming List) is a database in a wireless device that keeps the details used at the time of system selection. If iPhone’s PRL database gets corrupted then it can result this error because Apple Pay may use NFC (Near Field Communication) chip to switch the payment details to other devices.

In this case, you need to reset your iPhone’s connection to the cell dowers by refreshing your iPhone’s PRL t fix the issue.

Note: The code and process to refresh the PRL data of iOS devices are different from network providers and for illustration, here we have shown the steps for Sprint.

Below follow the steps to do the same.

Step 1: On your iPhone, open the dialer and enter “##873283#” code.

Step 2: Then hit on the Call button and you need to wait till the process gets completed. You can view the notification once the process gets completed.

Now, you can see “Apple Pay services are currently unavailable” error is solved or not.

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Solution 14: Re-Sign Into The iCloud

If there is any issue with the iCloud then it can also cause Apple Pay services problem. So, you should re-sign to iCloud to solve the problem.

Note: Some users have reported that they can’t sign back into iCloud on iPhone and they lost access to all the cards in Apple Pay. So, you need to take this risk at your own.

Now, follow the below steps to re-sign into iCloud.

Step 1: Open Settings app and choose iCloud.

Step 2: Then tap on Sign out and then confirm to sign out of the iCloud.

Step 3: Hit on Delete from My iPhone and then tap on Turn Off/Delete from My iPhone.

Step 4: Wait for at least 3 minutes and switch off your iPhone.

Step 5: After that, switch on your iPhone and log into the iCloud.

Now, check the issue is solved or not. If not then disable 2FA (only support on older Apple devices) on Apple ID can fix the issue.

Solution 15: Factory Reset Your iPhone/iPad

If the issue is still not solved then the last resort to fix this issue is to do a factory reset. But always remember that doing a factory reset will erase all your phone’s data. Therefore, you are suggested to back up your phone’s data then after resetting your device.

Now, follow the below steps to factory reset your iPhone or iPad.

Step 1: Tap on the Settings app and then on General.

Step 2: After that, tap on Reset and then on Reset All Contents and Settings.

Step 3: Next, tap on Erase iPhone/Erase iPad.

Now, you need to wait until the process gets completed. After that, set up your iPhone from starting and check “Could Not Send Payment, Apple Pay Services Are Currently Unavailable. Please Try Again Later.” Error is fixed or not.

If not, then you can restore your iPhone using iTunes backup or you can downgrade to the previous version of iPhone. You should also check the card’s issuer bank if your card is working fine.

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Related Frequently Asked Questions [FAQs]

Question 1 – What Is The Reason For “Apple Cash not available right now”?

Answer – Due to some reason, Apple Crash says not available right now. They are as follows.

• If your Apple account is not activated.
• When the credit limit has been expired.
• If your Apple account has been deactivated due to excessive request errors and inactivity.

Question 2 – Will I Get Scammed On Apple Pay?

Answer – No, you will not get scammed on Apple Pay. It is safer than other ways of payments such as credit cards as hackers can’t steal your bank details.

Wrap Up

So, this guide was all about how to fix “Apple Pay Services are Currently Unavailable” issue. We hope this guide was helpful for you to know why you are getting this error and how to fix it.

But if the error is still coming then you should visit the nearest Apple Service Center to check out if there is any hardware damage in your device.